CENTRAL INSURE

MEDICARE

Medicare Supplement Coverage (65+ or Disabled)

*We do not offer every plan available in your area. Any information we provided is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.*

Medicare General Information

Medicare is the federal health insurance program created for people ages 65 and over and for those with disabilities under the age of 65. Under age 65 eligibility will be determined by Federal guidelines.

Parts of Medicare

Medicare Part A (Hospital Insurance)
- Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
- Part B covers certain doctors’ services, outpatient care, medical supplies and preventive services.
Medicare Part D (Prescription Drug Coverage)
- Helps cover the cost of prescription drugs.

Medicare Supplement Coverage

Medicare Supplement Insurance

Medicare supplement insurance helps fill gaps in Original Medicare (parts A & B) and is sold by private insurance companies.

Things to know about Medicare Supplements:

You must have Medicare parts A & B to enroll.
Medicare Supplement plans and Medicare Advantage plans are different.
Monthly premiums for Supplement Insurance are in addition to monthly premiums you will pay for Part B of Medicare.
Medicare Supplement plans only cover one person. If you and your spouse want coverage you must each purchase your own separate plan.
All Supplement carriers must be licensed and approved by the federal government.
Supplement policies are guaranteed renewable even if you have health problems. (this doesn’t mean that prices will not increase)
You will not be cancelled as long as you continue to pay your premium.
Supplement plans generally do not cover long term care, vision or dental care.

Prescription Drug Coverage (Part D)

Prescription Usage

Central Insure offers a variety of Prescription Drug carriers to meet your individual needs. Each year your prescription drug plan needs to be reviewed based on your prescription needs. This review can greatly impact your overall prescriptions costs.

Central Insure will mail you annually a Medicare Part D Prescription Drug Form. This form details your preferred pharmacy, or mail order preference along with a detailed list of your Medications by; name, dose, quantity take and frequency of your refills. This information will be vital in the placement of your prescription drug plan.

Annual Open Enrollment Period

Begins on October 15th

Ends of December 7th

For Coverage effective Jan 1, 2021

Medicare Options

Additional Medicare Options

Central Insure also offers a variety of additional Medicare Options. These options include Medicare Cost Plans and Medicare Advantage Plans. The availability of these plan options will depend on your location. Please reach out to Central Insure with any questions concerning your Medicare coverage at anytime.