Commercial umbrella insurance can help if you are sued. Every company faces the possibility of an unexpected lawsuit.
Commercial umbrella insurance helps protect the financial future of your company by covering damages that exceed the limits of your underlying liability insurance. If you are sued for $1.5 million but only have $1 million in general liability insurance, a commercial umbrella insurance policy could pay the outstanding $500,000, leaving your business assets or profits untouched. It is our best defense against an unusually high loss when the limits of an underlying policy have been reached.